There are many builds that can do all jobs.
The easiest is getting Gentleman(man) or dancer set (girls) complete and get the Camel.
With that, you can, easily and without buying any hability, get a full jobs build.
The hardest part is getting the al belt. The remaining things are super easy to do it. And you will have 17 points (at least) available for anything else (not counting special points) that you want to raise.
Just get a calc and start working with it to find out what you need to do.
There are some points that you will have equal to everyone else... but 75% of the build will be totally based on you, your available clothes and habilities you have available.
Then there are others that will get you a full jobs build but you need to work with the calculator and having most of the items that exists in game.